Lening & Hypotheek Calculator | Maandlasten & Aflossingstabel

Bereken direct maandelijkse termijnen, totale rentekosten en het complete aflossingsschema voor leningen en hypotheken.

Klik voor theatermodus

Leninggegevens worden lokaal in uw browser berekend. Resultaten zijn planningsschattingen, geen financieel advies.

Belastingen, verzekeringen, PMI, VvE, vergoedingen, vooruitbetalingen en kredietverstrekkerspecifieke renteregels voor de eerste/laatste periode zijn niet inbegrepen.

Maandelijkse betaling
$1,798.65
Laatste betaling
$1,798.65
Totale rente
$347,514.56
Totaal betaald
$647,514

Hoofdsom versus rente

46%54%
Voornaam46.3%
Interesse53.7%

Afschrijvingsschema

PeriodeBetalingVoornaamInteresseEvenwicht
1$1,798.65$298.65$1,500$299,701.35
2$1,798.65$300.14$1,498.51$299,401.2
3$1,798.65$301.65$1,497.01$299,099.56
4$1,798.65$303.15$1,495.5$298,796.4
5$1,798.65$304.67$1,493.98$298,491.73
6$1,798.65$306.19$1,492.46$298,185.54
7$1,798.65$307.72$1,490.93$297,877.82
8$1,798.65$309.26$1,489.39$297,568.56
9$1,798.65$310.81$1,487.84$297,257.75
10$1,798.65$312.36$1,486.29$296,945.38
11$1,798.65$313.92$1,484.73$296,631.46
12$1,798.65$315.49$1,483.16$296,315.96
13$1,798.65$317.07$1,481.58$295,998.89
14$1,798.65$318.66$1,479.99$295,680.24
15$1,798.65$320.25$1,478.4$295,359.99
16$1,798.65$321.85$1,476.8$295,038.13
17$1,798.65$323.46$1,475.19$294,714.67
18$1,798.65$325.08$1,473.57$294,389.59
19$1,798.65$326.7$1,471.95$294,062.89
20$1,798.65$328.34$1,470.31$293,734.55
21$1,798.65$329.98$1,468.67$293,404.58
22$1,798.65$331.63$1,467.02$293,072.95
23$1,798.65$333.29$1,465.36$292,739.66
24$1,798.65$334.95$1,463.7$292,404.71
25$1,798.65$336.63$1,462.02$292,068.08
26$1,798.65$338.31$1,460.34$291,729.77
27$1,798.65$340$1,458.65$291,389.76
28$1,798.65$341.7$1,456.95$291,048.06
29$1,798.65$343.41$1,455.24$290,704.65
30$1,798.65$345.13$1,453.52$290,359.52
31$1,798.65$346.85$1,451.8$290,012.67
32$1,798.65$348.59$1,450.06$289,664.08
33$1,798.65$350.33$1,448.32$289,313.75
34$1,798.65$352.08$1,446.57$288,961.67
35$1,798.65$353.84$1,444.81$288,607.82
36$1,798.65$355.61$1,443.04$288,252.21
37$1,798.65$357.39$1,441.26$287,894.82
38$1,798.65$359.18$1,439.47$287,535.64
39$1,798.65$360.97$1,437.68$287,174.67
40$1,798.65$362.78$1,435.87$286,811.89
41$1,798.65$364.59$1,434.06$286,447.3
42$1,798.65$366.42$1,432.24$286,080.88
43$1,798.65$368.25$1,430.4$285,712.64
44$1,798.65$370.09$1,428.56$285,342.55
45$1,798.65$371.94$1,426.71$284,970.61
46$1,798.65$373.8$1,424.85$284,596.81
47$1,798.65$375.67$1,422.98$284,221.14
48$1,798.65$377.55$1,421.11$283,843.6
49$1,798.65$379.43$1,419.22$283,464.16
50$1,798.65$381.33$1,417.32$283,082.83
51$1,798.65$383.24$1,415.41$282,699.6
52$1,798.65$385.15$1,413.5$282,314.44
53$1,798.65$387.08$1,411.57$281,927.36
54$1,798.65$389.01$1,409.64$281,538.35
55$1,798.65$390.96$1,407.69$281,147.39
56$1,798.65$392.91$1,405.74$280,754.47
57$1,798.65$394.88$1,403.77$280,359.59
58$1,798.65$396.85$1,401.8$279,962.74
59$1,798.65$398.84$1,399.81$279,563.9
60$1,798.65$400.83$1,397.82$279,163.07
61$1,798.65$402.84$1,395.82$278,760.23
62$1,798.65$404.85$1,393.8$278,355.38
63$1,798.65$406.87$1,391.78$277,948.51
64$1,798.65$408.91$1,389.74$277,539.6
65$1,798.65$410.95$1,387.7$277,128.65
66$1,798.65$413.01$1,385.64$276,715.64
67$1,798.65$415.07$1,383.58$276,300.56
68$1,798.65$417.15$1,381.5$275,883.42
69$1,798.65$419.23$1,379.42$275,464.18
70$1,798.65$421.33$1,377.32$275,042.85
71$1,798.65$423.44$1,375.21$274,619.41
72$1,798.65$425.55$1,373.1$274,193.86
73$1,798.65$427.68$1,370.97$273,766.18
74$1,798.65$429.82$1,368.83$273,336.36
75$1,798.65$431.97$1,366.68$272,904.39
76$1,798.65$434.13$1,364.52$272,470.26
77$1,798.65$436.3$1,362.35$272,033.96
78$1,798.65$438.48$1,360.17$271,595.47
79$1,798.65$440.67$1,357.98$271,154.8
80$1,798.65$442.88$1,355.77$270,711.92
81$1,798.65$445.09$1,353.56$270,266.83
82$1,798.65$447.32$1,351.33$269,819.51
83$1,798.65$449.55$1,349.1$269,369.96
84$1,798.65$451.8$1,346.85$268,918.16
85$1,798.65$454.06$1,344.59$268,464.1
86$1,798.65$456.33$1,342.32$268,007.77
87$1,798.65$458.61$1,340.04$267,549.15
88$1,798.65$460.91$1,337.75$267,088.25
89$1,798.65$463.21$1,335.44$266,625.04
90$1,798.65$465.53$1,333.13$266,159.51
91$1,798.65$467.85$1,330.8$265,691.66
92$1,798.65$470.19$1,328.46$265,221.46
93$1,798.65$472.54$1,326.11$264,748.92
94$1,798.65$474.91$1,323.74$264,274.01
95$1,798.65$477.28$1,321.37$263,796.73
96$1,798.65$479.67$1,318.98$263,317.06
97$1,798.65$482.07$1,316.59$262,835
98$1,798.65$484.48$1,314.17$262,350.52
99$1,798.65$486.9$1,311.75$261,863.62
100$1,798.65$489.33$1,309.32$261,374.29
101$1,798.65$491.78$1,306.87$260,882.51
102$1,798.65$494.24$1,304.41$260,388.27
103$1,798.65$496.71$1,301.94$259,891.56
104$1,798.65$499.19$1,299.46$259,392.36
105$1,798.65$501.69$1,296.96$258,890.67
106$1,798.65$504.2$1,294.45$258,386.48
107$1,798.65$506.72$1,291.93$257,879.76
108$1,798.65$509.25$1,289.4$257,370.5
109$1,798.65$511.8$1,286.85$256,858.71
110$1,798.65$514.36$1,284.29$256,344.35
111$1,798.65$516.93$1,281.72$255,827.42
112$1,798.65$519.51$1,279.14$255,307.9
113$1,798.65$522.11$1,276.54$254,785.79
114$1,798.65$524.72$1,273.93$254,261.07
115$1,798.65$527.35$1,271.31$253,733.72
116$1,798.65$529.98$1,268.67$253,203.74
117$1,798.65$532.63$1,266.02$252,671.11
118$1,798.65$535.3$1,263.36$252,135.81
119$1,798.65$537.97$1,260.68$251,597.84
120$1,798.65$540.66$1,257.99$251,057.17
121$1,798.65$543.37$1,255.29$250,513.81
122$1,798.65$546.08$1,252.57$249,967.73
123$1,798.65$548.81$1,249.84$249,418.91
124$1,798.65$551.56$1,247.09$248,867.36
125$1,798.65$554.31$1,244.34$248,313.04
126$1,798.65$557.09$1,241.57$247,755.96
127$1,798.65$559.87$1,238.78$247,196.08
128$1,798.65$562.67$1,235.98$246,633.41
129$1,798.65$565.48$1,233.17$246,067.93
130$1,798.65$568.31$1,230.34$245,499.62
131$1,798.65$571.15$1,227.5$244,928.46
132$1,798.65$574.01$1,224.64$244,354.45
133$1,798.65$576.88$1,221.77$243,777.57
134$1,798.65$579.76$1,218.89$243,197.81
135$1,798.65$582.66$1,215.99$242,615.15
136$1,798.65$585.58$1,213.08$242,029.57
137$1,798.65$588.5$1,210.15$241,441.07
138$1,798.65$591.45$1,207.21$240,849.62
139$1,798.65$594.4$1,204.25$240,255.22
140$1,798.65$597.38$1,201.28$239,657.84
141$1,798.65$600.36$1,198.29$239,057.48
142$1,798.65$603.36$1,195.29$238,454.12
143$1,798.65$606.38$1,192.27$237,847.74
144$1,798.65$609.41$1,189.24$237,238.32
145$1,798.65$612.46$1,186.19$236,625.86
146$1,798.65$615.52$1,183.13$236,010.34
147$1,798.65$618.6$1,180.05$235,391.74
148$1,798.65$621.69$1,176.96$234,770.05
149$1,798.65$624.8$1,173.85$234,145.25
150$1,798.65$627.93$1,170.73$233,517.32
151$1,798.65$631.06$1,167.59$232,886.26
152$1,798.65$634.22$1,164.43$232,252.04
153$1,798.65$637.39$1,161.26$231,614.64
154$1,798.65$640.58$1,158.07$230,974.07
155$1,798.65$643.78$1,154.87$230,330.28
156$1,798.65$647$1,151.65$229,683.28
157$1,798.65$650.24$1,148.42$229,033.05
158$1,798.65$653.49$1,145.17$228,379.56
159$1,798.65$656.75$1,141.9$227,722.81
160$1,798.65$660.04$1,138.61$227,062.77
161$1,798.65$663.34$1,135.31$226,399.43
162$1,798.65$666.65$1,132$225,732.78
163$1,798.65$669.99$1,128.66$225,062.79
164$1,798.65$673.34$1,125.31$224,389.45
165$1,798.65$676.7$1,121.95$223,712.75
166$1,798.65$680.09$1,118.56$223,032.66
167$1,798.65$683.49$1,115.16$222,349.17
168$1,798.65$686.91$1,111.75$221,662.27
169$1,798.65$690.34$1,108.31$220,971.93
170$1,798.65$693.79$1,104.86$220,278.14
171$1,798.65$697.26$1,101.39$219,580.88
172$1,798.65$700.75$1,097.9$218,880.13
173$1,798.65$704.25$1,094.4$218,175.88
174$1,798.65$707.77$1,090.88$217,468.1
175$1,798.65$711.31$1,087.34$216,756.79
176$1,798.65$714.87$1,083.78$216,041.93
177$1,798.65$718.44$1,080.21$215,323.48
178$1,798.65$722.03$1,076.62$214,601.45
179$1,798.65$725.64$1,073.01$213,875.81
180$1,798.65$729.27$1,069.38$213,146.53
181$1,798.65$732.92$1,065.73$212,413.61
182$1,798.65$736.58$1,062.07$211,677.03
183$1,798.65$740.27$1,058.39$210,936.76
184$1,798.65$743.97$1,054.68$210,192.8
185$1,798.65$747.69$1,050.96$209,445.11
186$1,798.65$751.43$1,047.23$208,693.68
187$1,798.65$755.18$1,043.47$207,938.5
188$1,798.65$758.96$1,039.69$207,179.54
189$1,798.65$762.75$1,035.9$206,416.79
190$1,798.65$766.57$1,032.08$205,650.22
191$1,798.65$770.4$1,028.25$204,879.82
192$1,798.65$774.25$1,024.4$204,105.57
193$1,798.65$778.12$1,020.53$203,327.44
194$1,798.65$782.01$1,016.64$202,545.43
195$1,798.65$785.92$1,012.73$201,759.5
196$1,798.65$789.85$1,008.8$200,969.65
197$1,798.65$793.8$1,004.85$200,175.85
198$1,798.65$797.77$1,000.88$199,378.07
199$1,798.65$801.76$996.89$198,576.31
200$1,798.65$805.77$992.88$197,770.54
201$1,798.65$809.8$988.85$196,960.74
202$1,798.65$813.85$984.8$196,146.9
203$1,798.65$817.92$980.73$195,328.98
204$1,798.65$822.01$976.64$194,506.97
205$1,798.65$826.12$972.53$193,680.86
206$1,798.65$830.25$968.4$192,850.61
207$1,798.65$834.4$964.25$192,016.21
208$1,798.65$838.57$960.08$191,177.64
209$1,798.65$842.76$955.89$190,334.88
210$1,798.65$846.98$951.67$189,487.9
211$1,798.65$851.21$947.44$188,636.69
212$1,798.65$855.47$943.18$187,781.22
213$1,798.65$859.75$938.91$186,921.47
214$1,798.65$864.04$934.61$186,057.43
215$1,798.65$868.36$930.29$185,189.06
216$1,798.65$872.71$925.95$184,316.36
217$1,798.65$877.07$921.58$183,439.29
218$1,798.65$881.46$917.2$182,557.83
219$1,798.65$885.86$912.79$181,671.97
220$1,798.65$890.29$908.36$180,781.68
221$1,798.65$894.74$903.91$179,886.94
222$1,798.65$899.22$899.43$178,987.72
223$1,798.65$903.71$894.94$178,084.01
224$1,798.65$908.23$890.42$177,175.77
225$1,798.65$912.77$885.88$176,263
226$1,798.65$917.34$881.32$175,345.67
227$1,798.65$921.92$876.73$174,423.74
228$1,798.65$926.53$872.12$173,497.21
229$1,798.65$931.17$867.49$172,566.04
230$1,798.65$935.82$862.83$171,630.22
231$1,798.65$940.5$858.15$170,689.72
232$1,798.65$945.2$853.45$169,744.52
233$1,798.65$949.93$848.72$168,794.59
234$1,798.65$954.68$843.97$167,839.91
235$1,798.65$959.45$839.2$166,880.46
236$1,798.65$964.25$834.4$165,916.21
237$1,798.65$969.07$829.58$164,947.14
238$1,798.65$973.92$824.74$163,973.22
239$1,798.65$978.79$819.87$162,994.44
240$1,798.65$983.68$814.97$162,010.76
241$1,798.65$988.6$810.05$161,022.16
242$1,798.65$993.54$805.11$160,028.62
243$1,798.65$998.51$800.14$159,030.11
244$1,798.65$1,003.5$795.15$158,026.61
245$1,798.65$1,008.52$790.13$157,018.09
246$1,798.65$1,013.56$785.09$156,004.53
247$1,798.65$1,018.63$780.02$154,985.9
248$1,798.65$1,023.72$774.93$153,962.18
249$1,798.65$1,028.84$769.81$152,933.34
250$1,798.65$1,033.98$764.67$151,899.35
251$1,798.65$1,039.15$759.5$150,860.2
252$1,798.65$1,044.35$754.3$149,815.85
253$1,798.65$1,049.57$749.08$148,766.28
254$1,798.65$1,054.82$743.83$147,711.46
255$1,798.65$1,060.09$738.56$146,651.36
256$1,798.65$1,065.39$733.26$145,585.97
257$1,798.65$1,070.72$727.93$144,515.25
258$1,798.65$1,076.08$722.58$143,439.17
259$1,798.65$1,081.46$717.2$142,357.71
260$1,798.65$1,086.86$711.79$141,270.85
261$1,798.65$1,092.3$706.35$140,178.55
262$1,798.65$1,097.76$700.89$139,080.8
263$1,798.65$1,103.25$695.4$137,977.55
264$1,798.65$1,108.76$689.89$136,868.78
265$1,798.65$1,114.31$684.34$135,754.48
266$1,798.65$1,119.88$678.77$134,634.6
267$1,798.65$1,125.48$673.17$133,509.12
268$1,798.65$1,131.11$667.55$132,378.01
269$1,798.65$1,136.76$661.89$131,241.25
270$1,798.65$1,142.45$656.21$130,098.81
271$1,798.65$1,148.16$650.49$128,950.65
272$1,798.65$1,153.9$644.75$127,796.75
273$1,798.65$1,159.67$638.98$126,637.08
274$1,798.65$1,165.47$633.19$125,471.62
275$1,798.65$1,171.29$627.36$124,300.32
276$1,798.65$1,177.15$621.5$123,123.17
277$1,798.65$1,183.04$615.62$121,940.14
278$1,798.65$1,188.95$609.7$120,751.19
279$1,798.65$1,194.9$603.76$119,556.29
280$1,798.65$1,200.87$597.78$118,355.42
281$1,798.65$1,206.87$591.78$117,148.55
282$1,798.65$1,212.91$585.74$115,935.64
283$1,798.65$1,218.97$579.68$114,716.66
284$1,798.65$1,225.07$573.58$113,491.6
285$1,798.65$1,231.19$567.46$112,260.4
286$1,798.65$1,237.35$561.3$111,023.05
287$1,798.65$1,243.54$555.12$109,779.52
288$1,798.65$1,249.75$548.9$108,529.76
289$1,798.65$1,256$542.65$107,273.76
290$1,798.65$1,262.28$536.37$106,011.48
291$1,798.65$1,268.59$530.06$104,742.88
292$1,798.65$1,274.94$523.71$103,467.94
293$1,798.65$1,281.31$517.34$102,186.63
294$1,798.65$1,287.72$510.93$100,898.91
295$1,798.65$1,294.16$504.49$99,604.76
296$1,798.65$1,300.63$498.02$98,304.13
297$1,798.65$1,307.13$491.52$96,997
298$1,798.65$1,313.67$484.98$95,683.33
299$1,798.65$1,320.23$478.42$94,363.1
300$1,798.65$1,326.84$471.82$93,036.26
301$1,798.65$1,333.47$465.18$91,702.79
302$1,798.65$1,340.14$458.51$90,362.65
303$1,798.65$1,346.84$451.81$89,015.82
304$1,798.65$1,353.57$445.08$87,662.24
305$1,798.65$1,360.34$438.31$86,301.9
306$1,798.65$1,367.14$431.51$84,934.76
307$1,798.65$1,373.98$424.67$83,560.78
308$1,798.65$1,380.85$417.8$82,179.93
309$1,798.65$1,387.75$410.9$80,792.18
310$1,798.65$1,394.69$403.96$79,397.49
311$1,798.65$1,401.66$396.99$77,995.83
312$1,798.65$1,408.67$389.98$76,587.16
313$1,798.65$1,415.72$382.94$75,171.44
314$1,798.65$1,422.79$375.86$73,748.65
315$1,798.65$1,429.91$368.74$72,318.74
316$1,798.65$1,437.06$361.59$70,881.68
317$1,798.65$1,444.24$354.41$69,437.44
318$1,798.65$1,451.46$347.19$67,985.97
319$1,798.65$1,458.72$339.93$66,527.25
320$1,798.65$1,466.02$332.64$65,061.23
321$1,798.65$1,473.35$325.31$63,587.89
322$1,798.65$1,480.71$317.94$62,107.18
323$1,798.65$1,488.12$310.54$60,619.06
324$1,798.65$1,495.56$303.1$59,123.51
325$1,798.65$1,503.03$295.62$57,620.47
326$1,798.65$1,510.55$288.1$56,109.92
327$1,798.65$1,518.1$280.55$54,591.82
328$1,798.65$1,525.69$272.96$53,066.13
329$1,798.65$1,533.32$265.33$51,532.81
330$1,798.65$1,540.99$257.66$49,991.82
331$1,798.65$1,548.69$249.96$48,443.13
332$1,798.65$1,556.44$242.22$46,886.69
333$1,798.65$1,564.22$234.43$45,322.47
334$1,798.65$1,572.04$226.61$43,750.43
335$1,798.65$1,579.9$218.75$42,170.53
336$1,798.65$1,587.8$210.85$40,582.73
337$1,798.65$1,595.74$202.91$38,987
338$1,798.65$1,603.72$194.93$37,383.28
339$1,798.65$1,611.74$186.92$35,771.55
340$1,798.65$1,619.79$178.86$34,151.75
341$1,798.65$1,627.89$170.76$32,523.86
342$1,798.65$1,636.03$162.62$30,887.83
343$1,798.65$1,644.21$154.44$29,243.61
344$1,798.65$1,652.43$146.22$27,591.18
345$1,798.65$1,660.7$137.96$25,930.48
346$1,798.65$1,669$129.65$24,261.49
347$1,798.65$1,677.34$121.31$22,584.14
348$1,798.65$1,685.73$112.92$20,898.41
349$1,798.65$1,694.16$104.49$19,204.25
350$1,798.65$1,702.63$96.02$17,501.62
351$1,798.65$1,711.14$87.51$15,790.48
352$1,798.65$1,719.7$78.95$14,070.78
353$1,798.65$1,728.3$70.35$12,342.48
354$1,798.65$1,736.94$61.71$10,605.54
355$1,798.65$1,745.62$53.03$8,859.92
356$1,798.65$1,754.35$44.3$7,105.57
357$1,798.65$1,763.12$35.53$5,342.44
358$1,798.65$1,771.94$26.71$3,570.5
359$1,798.65$1,780.8$17.85$1,789.7
360$1,798.65$1,789.7$8.95$0

Handleiding

1. Voer het leenbedrag in.
2. Voer het jaarlijkse rentepercentage in.
3. Kies de looptijd van de lening in jaren of maanden.
4. Bekijk direct uw maandlasten en klik op de aflossingstabel voor het gedetailleerde overzicht.

Belangrijkste Functies

- **Nauwkeurige maandlasten**: Bereken vaste maandbedragen voor annuïtaire leningen en hypotheken.
- **Volledige aflossingstabel**: Inzicht in de verhouding tussen rente en aflossing voor elke maand.
- **Totale rentekosten overzicht**: Zie exact hoeveel rente u over de totale looptijd betaalt.
- **100% Privacy**: Geen bank- of leengegevens verlaten uw browser.

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Technische Werking & Formule

Voor een annuïtaire lening wordt de maandelijkse termijn <span class="katex"><span class="katex-mathml"><math xmlns="http://www.w3.org/1998/Math/MathML"><semantics><mrow><mi>M</mi></mrow><annotation encoding="application/x-tex">M</annotation></semantics></math></span><span class="katex-html" aria-hidden="true"><span class="base"><span class="strut" style="height:0.6833em;"></span><span class="mord mathnormal" style="margin-right:0.10903em;">M</span></span></span></span> berekend met de formule:

<div class="math-block"><span class="katex-display"><span class="katex"><span class="katex-mathml"><math xmlns="http://www.w3.org/1998/Math/MathML" display="block"><semantics><mrow><mi>M</mi><mo>=</mo><mi>P</mi><mo>×</mo><mfrac><mrow><mi>r</mi><mo stretchy="false">(</mo><mn>1</mn><mo>+</mo><mi>r</mi><msup><mo stretchy="false">)</mo><mi>n</mi></msup></mrow><mrow><mo stretchy="false">(</mo><mn>1</mn><mo>+</mo><mi>r</mi><msup><mo stretchy="false">)</mo><mi>n</mi></msup><mo>−</mo><mn>1</mn></mrow></mfrac></mrow><annotation encoding="application/x-tex">M = P \times \frac{r(1+r)^n}{(1+r)^n - 1}</annotation></semantics></math></span><span class="katex-html" aria-hidden="true"><span class="base"><span class="strut" style="height:0.6833em;"></span><span class="mord mathnormal" style="margin-right:0.10903em;">M</span><span class="mspace" style="margin-right:0.2778em;"></span><span class="mrel">=</span><span class="mspace" style="margin-right:0.2778em;"></span></span><span class="base"><span class="strut" style="height:0.7667em;vertical-align:-0.0833em;"></span><span class="mord mathnormal" style="margin-right:0.13889em;">P</span><span class="mspace" style="margin-right:0.2222em;"></span><span class="mbin">×</span><span class="mspace" style="margin-right:0.2222em;"></span></span><span class="base"><span class="strut" style="height:2.363em;vertical-align:-0.936em;"></span><span class="mord"><span class="mopen nulldelimiter"></span><span class="mfrac"><span class="vlist-t vlist-t2"><span class="vlist-r"><span class="vlist" style="height:1.427em;"><span style="top:-2.314em;"><span class="pstrut" style="height:3em;"></span><span class="mord"><span class="mopen">(</span><span class="mord">1</span><span class="mspace" style="margin-right:0.2222em;"></span><span class="mbin">+</span><span class="mspace" style="margin-right:0.2222em;"></span><span class="mord mathnormal" style="margin-right:0.02778em;">r</span><span class="mclose"><span class="mclose">)</span><span class="msupsub"><span class="vlist-t"><span class="vlist-r"><span class="vlist" style="height:0.5904em;"><span style="top:-2.989em;margin-right:0.05em;"><span class="pstrut" style="height:2.7em;"></span><span class="sizing reset-size6 size3 mtight"><span class="mord mathnormal mtight">n</span></span></span></span></span></span></span></span><span class="mspace" style="margin-right:0.2222em;"></span><span class="mbin">−</span><span class="mspace" style="margin-right:0.2222em;"></span><span class="mord">1</span></span></span><span style="top:-3.23em;"><span class="pstrut" style="height:3em;"></span><span class="frac-line" style="border-bottom-width:0.04em;"></span></span><span style="top:-3.677em;"><span class="pstrut" style="height:3em;"></span><span class="mord"><span class="mord mathnormal" style="margin-right:0.02778em;">r</span><span class="mopen">(</span><span class="mord">1</span><span class="mspace" style="margin-right:0.2222em;"></span><span class="mbin">+</span><span class="mspace" style="margin-right:0.2222em;"></span><span class="mord mathnormal" style="margin-right:0.02778em;">r</span><span class="mclose"><span class="mclose">)</span><span class="msupsub"><span class="vlist-t"><span class="vlist-r"><span class="vlist" style="height:0.6644em;"><span style="top:-3.063em;margin-right:0.05em;"><span class="pstrut" style="height:2.7em;"></span><span class="sizing reset-size6 size3 mtight"><span class="mord mathnormal mtight">n</span></span></span></span></span></span></span></span></span></span></span><span class="vlist-s">​</span></span><span class="vlist-r"><span class="vlist" style="height:0.936em;"><span></span></span></span></span></span><span class="mclose nulldelimiter"></span></span></span></span></span></span></div>

waarbij <span class="katex"><span class="katex-mathml"><math xmlns="http://www.w3.org/1998/Math/MathML"><semantics><mrow><mi>P</mi></mrow><annotation encoding="application/x-tex">P</annotation></semantics></math></span><span class="katex-html" aria-hidden="true"><span class="base"><span class="strut" style="height:0.6833em;"></span><span class="mord mathnormal" style="margin-right:0.13889em;">P</span></span></span></span> de hoofdsom is, <span class="katex"><span class="katex-mathml"><math xmlns="http://www.w3.org/1998/Math/MathML"><semantics><mrow><mi>r</mi></mrow><annotation encoding="application/x-tex">r</annotation></semantics></math></span><span class="katex-html" aria-hidden="true"><span class="base"><span class="strut" style="height:0.4306em;"></span><span class="mord mathnormal" style="margin-right:0.02778em;">r</span></span></span></span> het maandelijkse rentepercentage (<span class="katex"><span class="katex-mathml"><math xmlns="http://www.w3.org/1998/Math/MathML"><semantics><mrow><mi>r</mi><mo>=</mo><mfrac><mtext>Jaarrente</mtext><mn>12</mn></mfrac></mrow><annotation encoding="application/x-tex">r = \frac{\text{Jaarrente}}{12}</annotation></semantics></math></span><span class="katex-html" aria-hidden="true"><span class="base"><span class="strut" style="height:0.4306em;"></span><span class="mord mathnormal" style="margin-right:0.02778em;">r</span><span class="mspace" style="margin-right:0.2778em;"></span><span class="mrel">=</span><span class="mspace" style="margin-right:0.2778em;"></span></span><span class="base"><span class="strut" style="height:1.2173em;vertical-align:-0.345em;"></span><span class="mord"><span class="mopen nulldelimiter"></span><span class="mfrac"><span class="vlist-t vlist-t2"><span class="vlist-r"><span class="vlist" style="height:0.8723em;"><span style="top:-2.655em;"><span class="pstrut" style="height:3em;"></span><span class="sizing reset-size6 size3 mtight"><span class="mord mtight"><span class="mord mtight">12</span></span></span></span><span style="top:-3.23em;"><span class="pstrut" style="height:3em;"></span><span class="frac-line" style="border-bottom-width:0.04em;"></span></span><span style="top:-3.394em;"><span class="pstrut" style="height:3em;"></span><span class="sizing reset-size6 size3 mtight"><span class="mord mtight"><span class="mord text mtight"><span class="mord mtight">Jaarrente</span></span></span></span></span></span><span class="vlist-s">​</span></span><span class="vlist-r"><span class="vlist" style="height:0.345em;"><span></span></span></span></span></span><span class="mclose nulldelimiter"></span></span></span></span></span>), en <span class="katex"><span class="katex-mathml"><math xmlns="http://www.w3.org/1998/Math/MathML"><semantics><mrow><mi>n</mi></mrow><annotation encoding="application/x-tex">n</annotation></semantics></math></span><span class="katex-html" aria-hidden="true"><span class="base"><span class="strut" style="height:0.4306em;"></span><span class="mord mathnormal">n</span></span></span></span> het totale aantal maandelijkse termijnen.

Veelgestelde Vragen (FAQ)

### Hoe werkt een annuïteit?
Bij een annuïtaire lening betaalt u elke maand een vast totaalbedrag. In het begin bestaat dit bedrag voor een groot deel uit rente en weinig aflossing; naarmate de hoofdsom daalt, betaalt u minder rente en lost u meer af.